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The Importance of Umbrella Insurance: Protecting Your Assets and Future In today's uncertain world, it's crucial to safeguard our financial well-being and assets from unexpected events and liabilities. One way to ensure comprehensive protection is …
Self Storage - Friend or Foe? Exploring the Pros and Cons Have you ever found yourself wondering whether those boxes collecting dust in your storage unit spark joy or cause you stress? The age-old debate of whether self storage is a friend or a foe…
Navigating Gift Taxes: A Comprehensive Guide from a Christian Perspective In our daily lives, the act of giving and receiving gifts is a common practice that brings joy and strengthens relationships. However, have you ever stopped to consider the t…
Accountant, Author, Farmer and Podcast Host
Ralph V. Estep, Jr. is a highly accomplished professional with a diverse background in finance, accounting, technology, and entrepreneurship. As the principal at Saggio Management Group, Inc., he has demonstrated exceptional leadership and expertise in various roles throughout his career.
Ralph's educational journey began at St. Mark's High School in Newark, Delaware before attending the University of Nebraska where he was an esteemed member of the Cornhusker Marching Band and had the privilege of performing at the Florida Citrus Bowl in Orlando.
Continuing his pursuit of knowledge and excellence, Ralph earned a Bachelor of Science Degree in Accounting from the University of Delaware. He further expanded his academic achievements by obtaining a Master's in Business Administration from Wilmington University.
Throughout his professional journey, Ralph has been recognized for his outstanding accomplishments and commitment to excellence. He is a member of prestigious organizations such as the Golden Key National Honor Society and Beta Gamma Sigma International Business Honor Society.
With an extensive range of professional designations including Licensed Public Accountant (LPA), Accredited Business Accountant (ABA), Accredited Tax Advisor (ATA), Accredited Tax Preparer (ATP), and Internal Revenue Service Registered Tax Preparer (RTRP), Ralph possesses comprehensive expertise in tax preparation and financial management.
Beyond his impressive qualifications, Ralph has actively engaged with various community programs as bo… Read More
