Ask Ralph Podcast: Mastering Your Finances with a Christian Perspective

Recent Episodes

May 18, 2024

Handling Retirement Savings During Job Changes

Are you changing jobs soon? Wondering what to do with your retirement savings? Join Ralph Estep, Jr., as he discusses handling retirement savings during job transitions. Don't miss out on valuable tips and real-life example…
May 17, 2024

Financial Spring Cleaning: 7 Steps to Organize Your Finances

Is your budget causing you stress? It's time for some financial spring cleaning! Join Ralph Estep, Jr., for essential steps to organize your finances and achieve peace of mind. You are just 7 steps away from financial peace.
May 16, 2024

Navigating College Savings: The 529 Plan Explained

College costs can be daunting, but with the 529 Plan, you can save smart and tax-efficiently. Join Ralph Estep, Jr., for expert insights and tips on navigating college savings!
May 15, 2024

Conquering Money Anxiety: Tales of Victory and Empowerment

Ready to conquer your financial fears and step into abundance? Join Ralph Estep, Jr., as he shares real-life success stories and actionable steps on conquering money anxiety.
May 14, 2024

The Power of Password Managers: Secure Your Digital Life

Boost your online security with just one simple step! Join Ralph Estep, Jr., on his journey of sharing the power of password managers. Learn how password managers can revolutionize your digital life. Say goodbye to weak pass…
May 13, 2024

The Art of Building Relationships: A Path to Prosperity

Seeking insights on building strong relationships for financial success? Join Ralph Estep, Jr., as he delves into the art of building relationships from a Christian perspective. Discover practical tips and biblical wisdom to…

Recent Blog Posts

Financial Spring Cleaning: 7 Steps to Organize Your Finances

Financial Spring Cleaning: 7 Steps to Organize Your Finances Do you often feel overwhelmed by financial clutter? Is managing your budget causing you stress whenever you check your bank account? If so, it might be time for some financial spring clea…

Navigating College Savings: The 529 Plan Explained

Navigating College Savings: The 529 Plan Explained Hey there, college savers! Are you feeling the weight of planning for your child's or grandchild’s education expenses? The looming tuition bills can be a source of stress for many families. B…

Overcoming Financial Fear: Real Stories of Triumph and Empowerment

Overcoming Financial Fear: Real Stories of Triumph and Empowerment As we navigate through the complexities of our financial lives, it's not uncommon to find ourselves grappling with money-related anxiety and fear. The weight of financial worries ca…

About the Host

Ralph V. Estep, Jr.Profile Photo

Ralph V. Estep, Jr.

Accountant, Author, Farmer and Podcast Host

Ralph V. Estep, Jr. is a highly accomplished professional with a diverse background in finance, accounting, technology, and entrepreneurship. As the principal at Saggio Management Group, Inc., he has demonstrated exceptional leadership and expertise in various roles throughout his career.

Ralph's educational journey began at St. Mark's High School in Newark, Delaware before attending the University of Nebraska where he was an esteemed member of the Cornhusker Marching Band and had the privilege of performing at the Florida Citrus Bowl in Orlando.

Continuing his pursuit of knowledge and excellence, Ralph earned a Bachelor of Science Degree in Accounting from the University of Delaware. He further expanded his academic achievements by obtaining a Master's in Business Administration from Wilmington University.

Throughout his professional journey, Ralph has been recognized for his outstanding accomplishments and commitment to excellence. He is a member of prestigious organizations such as the Golden Key National Honor Society and Beta Gamma Sigma International Business Honor Society.

With an extensive range of professional designations including Licensed Public Accountant (LPA), Accredited Business Accountant (ABA), Accredited Tax Advisor (ATA), Accredited Tax Preparer (ATP), and Internal Revenue Service Registered Tax Preparer (RTRP), Ralph possesses comprehensive expertise in tax preparation and financial management.

Beyond his impressive qualifications, Ralph has actively engaged with various community programs as bo… Read More