Videos

QuickBooks Online is becoming a staple for the small business owner seeking to manage their accounting and bookkeeping. It can easily cater to the needs of small businesses and as well as major enterprises. Small companies find that its interface is easy to master, bank accounts sync automatically to a…

Taking a look at your 1099s/W2s and realizing you will need more time to file your taxes this year? Confused whether or not you are in a new bracket after Congress passed the new tax law? We’re here to help. To find out what people’s most burning questions about taxes…

Taxes can be confusing. We’re here to help. To find out what people’s most burning questions about taxes are, we have asked listeners to submit their tax questions directly to the Ask Ralph team in time for filing season. On today's show, Ralph answers all your questions from our listeners mail…

Much like the digital camera in the field of photography, technology is changing dentistry as we know it, bringing immediacy, flexibility, and efficiency to dental practices. Furthermore with new technology, practices are experiencing greater productivity, better communications with patients, and a more satisfied staff. On today's show, Ralph speaks with…

Each year, the vast majority of taxpayers receive some sort of refund upon filing their tax returns, and 2018 will probably be no exception. With the fear of government shutdown looming, widespread tax fraud and identity theft on the rise there are more reasons to file early than not if you…

Why is operating with integrity so vital for a business today? With the rise of technology, comes the rise of greater transparency and need for businesses to operate with honesty. Businesses failing to be transparent in their dealings with the public, or those that do not deliver on their promises to…

Owning property is a big part of the American dream for many taxpayers, and it seems the federal government is trying to reward such behavior. The U.S. tax code allows rental property owners take advantage of deductions not available to others. In fact, being able to take advantage of so…

Tax preparation software is preventing more taxpayers from making mistakes on their annual tax returns. Unfortunately, just one entry error on your computer could end up costing you — in the form of a larger tax bill or a smaller refund. On today’s show, Ralph highlights common mistakes made by self-filers…

Branding, promotions, products, pricing, advertising, research and social media -- all of this is marketing. With all the marketing options out there, it can be difficult for small businesses to know what to do. Pair that with product development, bringing to market and you have just hit the trio of…

A good plan means being ready for any life event — marriage, children and even death. For many couples, estate planning can be a very stressful and overall unpleasant task. Planning for tragedy can sometimes feel like testing fate. Nevertheless, estate planning is vitally important for families, ecspcially given the…

Many individuals who are looking for fast cash to pay outstanding holiday bills, unexpected car repairs and skyrocketing heating bills are being bombarded with advertising pitches for tax refund advances. Although expected to grow in popularity, the perfund refund option should be approached with suspicion and hyper awareness of the costs. On…

To avoid working all of your life and dreaming about retirement only to be disappointed when it arrives, you need to do more than just monitor the balance in your 401(k) plan. Taking time to check up on how your retirement savings are progressing and make sure you are still…

A small business checkup is similar to getting your car serviced. Often times we get caught up in the commute–the back and forth–and we do not take proper time to check under the hood and make sure everything is running properly. For small business owners, a regular checkup can prove vital…

Every year, you get poked and prodded by your doctor to make sure you stay healthy. You should take similar care of your financial well-being with an annual checkup of essentials, such as your credit situation, retirement savings and life insurance. No needles or ice-cold stethoscopes required. On today's show, Ralph…

The New Year is a great time to overhaul your life for the better, and one excellent place to start is by making solid financial resolutions that can help get you closer to your money goals, whether it means increasing your retirement savings or setting funds aside for a down…

Tax season is rapidly approaching and it is important to do your homework before your the season begins. Getting organized early can save you hours of hassles when it comes time to do your taxes or hand them over to your accountant. On today's show, Ralph discusses ten steps to take…

If you are a fan of setting individual goals for the new year, you must make sure not to forget about your business. Take the opportunity to examine your company’s financial health and look for ways to make improvements. On today's show, Ralph reviews resolutions to make for your business to…

Paying an expert to prepare your taxes is simple and makes a lot of sense, but finding the right person to prepare your taxes can be difficult. It is important to make sure you thoroughly understand your preparer's competence and experience so that you aren't leaving money on the table. On…

Most Americans will get a tax cut this year under the plan Congress passed recently, but figuring out exactly how much your family will save is tricky. In fact, for many families circumstances can vary widely depending on factors like income, the number of children or where you live. On today's…

With tax season just around the corner, now is the time to start thinking about not just when you will file your taxes, but how. In fact, you may be looking at hiring a professional to file your return on your behalf -- and if so, you wouldn't be alone. On…

Cash flow is a key indicator of financial health and the life-blood of any small business. Equally important to having a solid cash flow is the relationship a small business has with its community. If you are running your business well, chances are your most avid supporters are the people…

Moving expense deduction suspended, changes in employee fringe benefits, and all new tax brackets for individuals under the newly passed tax overhaul from Congress set to take effect starting in 2018 for many taxpayers. Lots of people asked us how the new law would affect them. On today's show, Ralph outlines…

Standard deductions doubled, mortgage interest and SALT caps, and a phase-out of itemization are just a few of the big changes for taxpayers in 2018. If you are struggling to figure out exactly how the tax overhaul will affect you, you've come to right place. On today's show, Ralph gives is an overview of…

Women are opening up new small business at a faster pace than men according to recent reports. But many still face higher hurdles for success than their male counterparts. On today's show, Ralph sits down with Hope Lopez of El Azteca Mexican Restaurants in Dover to discuss what it takes to…